REGIONAL is a member-owned cooperative financial institution.

But what does that actually mean?

- It means being a member instead of just a customer.
- It means we exist to serve our members, not the bottom line of outside shareholders with no connection to the communities we serve.
- It means we make decisions based on what will help our members say "YES!" to their goals, plans and dreams.
- It means we have better rates on savings and loans, and lower fees.
- It means we say "NO!" to the buyouts and mergers that have rendered so many other financial institutions unrecognizable.
- It means that when you join REGIONAL, you become part of something. REGIONAL means "YES!" for all your financial needs.